Our Key Figures
Key Figures In millions of GHS
Text area to describe key figures. Assets, Branches, etc
Activity
Busines Activity
Structure
Ratios
Solvency
Solvency Ratio (min 14.5%)
Performance / Income
At 31/12/2025, 1 euro = 12.2727
Annual Report
2019 Financial Statements BOA-GHANA
Our Bank performed and recorded significant growth in profitability to the tune of GH¢ 64.7 million in 2019 relative to GH¢ 24.57 million in 2018, this was driven by additional
capital and efficient utilisation of our Bank’s balance sheet.
Net interest income for the year 2019 which increased by 53.4%, from GH¢ 95.2 million in 2018 to GH¢ 146.05 million. We achieved this, through our strategic decision to focus on SME and Corporate value chain.
We showed a strong performance on our foreign exchange income in addition to other trading income, increasing from GH¢ 29.3million in 2018 to GH¢ 43.6 million in 2019 due to efficient synergies between Treasury and the other Business Units.
Our Total Operating Cost increased from GHS 93.1 million in 2018 to GH¢ 107 million in 2019, representing a growth of 15%. We managed to mitigate the impact on our operating cost through stringent cost-containment measures.
