BOG: SANCTIONS FOR THE ISSUANCE OF DUD CHEQUES
Public Service Pack

The Public Service Pack is a bundled products and services offering for public and civil servants which enable them benefit from tariff advantages through a comprehensive set of products and services.

Features:

Current account

Savings account

Ambitious Savings Plan

No COT

Flat monthly fee

Free cheque books

Free ATM withdrawals at BANK OF AFRICA in Ghana ATMs

Overdraft of up to 50% of salary (if application approved)

One month automatic net salary loan repayable within 10 months

Credit life insurance

Means of payment insurance

Free SMS alerts

Free internet banking

Discount on employee loan processing and commitment fees

Attractive overdraft and loan interest rates

 

Benefits:

Competitive pricing for services and loans

An overdraft facility available during emergencies

Automatic loan (one month net salary) with easy repayment terms

Flat monthly fee

1 year contract

Automatically renewed every year

The customer may terminate the contract at one month notice before renewal date

Balance has to be positive on the date of termination

Eligibility

Aged minimum 18 years and maximum 59 years at the date of signature of the package

Salaried workers of Public Institutions

Net monthly salary of minimum GHS 500.00

Non blacklisted individuals

Documents to produce:

Filled Public Service Pack opening form

Proof of Identity (Voters’ ID, Drivers’ License, Passport etc)1 passport size picture.

Proof of address: utility bill, directional map, etc.

Title(Required)
Name(Required)
Already a customer at BOA(Required)
Consent(Required)
My Business Pack

My Business Pack is a bundled products & services offered to small shops & outlets operating within the informal sector. It offers tariff advantages on a range of products and services linked to a current account.

Features/Benefits

Current account

Savings account

Free COT

No monthly fee charged

SESAME ATM card : first issuance free, renewal free, replacement charged

Free ATM withdrawals at BOA Ghana’s ATMs

Free SMS alerts

Free E-Banking Services (B-Web, B-Mobile, E-statement, E-alert)

Easy access to banking relationship

Minimum initial deposit of GHS 20.00

One year contract automatically renewed every year

Customer may terminate contract at one month’s notice.

Eligibility:

Individuals must be a minimum of 18 years at the time of signing on for the package

Individuals must be engaged in a lawful commercial activity.

Account can only be opened in the personal name of the individual

Documents to produce:

Filled My Business Pack application form

1 passport size photograph

Proof of Identity (Voters’ ID, Drivers’ License, etc)

Proof of address (Utility bill, directional map, tenancy agreement, etc.)

Title(Required)
Name(Required)
Already a customer at BOA(Required)
Consent(Required)
Employee Pack

The Employee Package is a bundled products & services offering. It offers tariff advantages on a range of products and services linked to a current account.

Features/Benefits

Current account

Savings account

Free COT Free

1st cheque book

SESAME ATM card : first issuance- free, renewal-free, replacement- charged

Free SESAME ATM withdrawals at BOA Ghana’s ATMs

Overdraft up to 50% of salary (if application approved)

E-Banking (B-Web, B-Mobile, E-statement, E-alert)

Discount on processing & commitment fees of employee loan

Minimum initial deposit: GHS20.00

1 year contract

Automatically renewed every year

The customer may terminate the contract at one month notice before renewal date

Balance has to be positive on the date of termination

Eligibility

Age minimum 18 years and maximum 59 years at the date of signing on for the package

Salaried workers of approved list of Employers

Minimum net monthly salary of GHS500.00

Non blacklisted individuals

Documents to produce:

Filled Employee Pack opening form

Proof of Identity (Voters’ ID, Drivers’ License, Passport etc)

1 passport size picture

Proof of address: utility bill, directional map, etc…

Title(Required)
Name(Required)
Already a customer at BOA(Required)
Consent(Required)
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