Daily Banking Pack
Public Service Pack
The Public Service Pack is a bundled products and services offering for public and civil servants which enable them benefit from tariff advantages through a comprehensive set of products and services.
Current account
Savings account
Ambitious Savings Plan
No COT
Flat monthly fee
Free cheque books
Free ATM withdrawals at BANK OF AFRICA in Ghana ATMs
Overdraft of up to 50% of salary (if application approved)
One month automatic net salary loan repayable within 10 months
Credit life insurance
Means of payment insurance
Free SMS alerts
Free internet banking
Discount on employee loan processing and commitment fees
Attractive overdraft and loan interest rates
Benefits:
Competitive pricing for services and loans
An overdraft facility available during emergencies
Automatic loan (one month net salary) with easy repayment terms
Flat monthly fee
Automatically renewed every year
The customer may terminate the contract at one month notice before renewal date
Balance has to be positive on the date of termination
Eligibility
Aged minimum 18 years and maximum 59 years at the date of signature of the package
Salaried workers of Public Institutions
Net monthly salary of minimum GHS 500.00
Non blacklisted individuals
Documents to produce:
Filled Public Service Pack opening form
Proof of Identity (Voters’ ID, Drivers’ License, Passport etc)1 passport size picture.
Proof of address: utility bill, directional map, etc.
My Business Pack
My Business Pack is a bundled products & services offered to small shops & outlets operating within the informal sector. It offers tariff advantages on a range of products and services linked to a current account.
Current account
Savings account
Free COT
No monthly fee charged
SESAME ATM card : first issuance free, renewal free, replacement charged
Free ATM withdrawals at BOA Ghana’s ATMs
Free SMS alerts
Free E-Banking Services (B-Web, B-Mobile, E-statement, E-alert)
Easy access to banking relationship
One year contract automatically renewed every year
Customer may terminate contract at one month’s notice.
Eligibility:
Individuals must be a minimum of 18 years at the time of signing on for the package
Individuals must be engaged in a lawful commercial activity.
Account can only be opened in the personal name of the individual
Documents to produce:
Filled My Business Pack application form
1 passport size photograph
Proof of Identity (Voters’ ID, Drivers’ License, etc)
Proof of address (Utility bill, directional map, tenancy agreement, etc.)
Employee Pack
The Employee Package is a bundled products & services offering. It offers tariff advantages on a range of products and services linked to a current account.
Current account
Savings account
Free COT Free
1st cheque book
SESAME ATM card : first issuance- free, renewal-free, replacement- charged
Free SESAME ATM withdrawals at BOA Ghana’s ATMs
Overdraft up to 50% of salary (if application approved)
E-Banking (B-Web, B-Mobile, E-statement, E-alert)
Discount on processing & commitment fees of employee loan
1 year contract
Automatically renewed every year
The customer may terminate the contract at one month notice before renewal date
Balance has to be positive on the date of termination
Eligibility
Age minimum 18 years and maximum 59 years at the date of signing on for the package
Salaried workers of approved list of Employers
Minimum net monthly salary of GHS500.00
Non blacklisted individuals
Documents to produce:
Filled Employee Pack opening form
Proof of Identity (Voters’ ID, Drivers’ License, Passport etc)
1 passport size picture
Proof of address: utility bill, directional map, etc…
